Top Upgrades:  AFYA: BUY @ Citi AON: OUTPERFORM @ BMO  BE: OVERWEIGHT @ Barclays HWM: OVERWEIGHT @ KeyBanc  IBTA: NEUTRAL @ GS MRSH: OUTPERFORM @ BMO  NET: OVERWEIGHT @ JPM ON: BUY @ Craig-Hallum SIRI: BUY @ GS TEM: HOLD @ Jefferies TWLO: HOLD @ HSBC 03-NOV-2026 07:19 AM ET